Credit Unions are financial co-operatives, owned and managed by the members who use them. They offer an easy way to save, access to low cost loans and a range of other benefits. Find your nearest credit union. Search for credit unions by county and see them on a map.

Membership of a credit union is based on a ‘common bond’, usually linked to where a person lives or works. Both adults and children can become credit union members.
Members of a credit union save in a common fund. This fund is used to make low interest loans to the credit union members. All interest on loans repayments is reinvested in the credit union and nothing leaves the community.
There are many benefits to joining a credit union:
There are currently 29 credit unions in Wales. Internationally credit unions operate in 92 countries and serve over 150 million members.
The Centre also works closely with credit unions in Wales through a Department of Work and Pensions contract designed to tackle the issue of financial exclusion. For more details on the work of the Financial Inclusion Champions contact Katija.dew@walescoop.com
Abcul: www.abcul.coop
Citizens Advice Bureau: www.citizensadvice.org.uk
Consumer Credit Counselling Service: www.cccs.co.uk
National Association of Credit Union Workers: www.nacuw.org.uk
World Council of Credit Unions: www.woccu.org
CU@theCU: www.cuinschools.org